I have had an exciting first year working with Jason Laynes as his Buyer's agent. It has been such a good career move that I was the #1 Buyer's Agent for our Remax office in 2006! Thank you to all of my clients over the past year for helping make this transition a success.

As you know, for the past 29 years, I have worked in the financial industry, most recently as a lender with Envision Credit Union. I have an excellent understanding of the mortgage business which I believe will be advantageous to you, my client, in helping you secure the best rates possible in today's 'booming' real estate market.

Living in Chilliwack for the past 37 years with my husband, Jim, and our two children - now fully grown , Tara and Steven, has given me the opportunity to watch our community grow in leaps and bounds.

Whether you're looking to purchase your first home or looking to expand, as my friend & client, I would like to extend myself to you - for all of your real estate needs.

Please feel free to contact me anytime cellular direct at (604) 819-7578.I look forward to working with you and helping you find your perfect home!

Sincerely, Anita Switzer Re/Max Nyda Realty Inc

When purchasing a home, you are faced with a multitude of decisions! The primary one is whether you are actually prepared to purchase a home. Locating the perfect home is not always an easy task, and obtaining a mortgage loan can be a complex and tiring process. Although, once you have determined that you are ready to move forward with the required effort towards your home-purchasing goal, the rewards are unquestionable.

While at your side each step of the way, I will make the process of purchasing a home easier, more enjoyable, less time-consuming, and less expensive than if you undertook this challenge on your own. I will help you prepare so that sellers perceive you as a preferred buyer, help you locate and assess properties for sale that match your specifications, and help you through the myriad of details attending the actual purchase.

I am always familiar with the current homes on the market, and I know neighborhood values well, so I can help you determine which properties are fairly-priced and in good condition before you start your search.

Your First Step

Your first step to buying a home is to first ask yourself why you want to buy a home: to stop paying rent? To start building equity? To have a place of your own? To raise a family? To entertain business associates? To move up to a bigger house? Next, list what kind of home you'd like and where you would like to be. Be specific. Separate the "must haves" from the "want to haves."

Think of yourself as zeroing in on a target, going from the general to the specific. Consider area (city, suburban neighborhood, country); community (north, south, east, or west side); neighborhood (older and settled or sparkling new; a particular school zone; recreational facilities; and other community services such as transportation, day care, library, stores, entertainment). Ask yourself how many minutes you are willing to commute to work.

Think about home styles. How much space do you need? Does your situation require a one-level home, or are stairs acceptable? Consider size and kind of property. Do you want a newer home, or maybe an older one to fix up? Someday you or your heirs will want to sell. Consider how long you expect to live in this particular home.

Once you have addressed the above needs, your next step in the purchasing process is to get pre-qualified with a mortgage company. This can be done over the phone or even online in a matter of minutes.

Call me and I will refer you to a mortgage professional that has an excellent reputation and track record for successfully acquiring loan approval for his/her clients.

Once you've been pre-qualified and know what price range you want to stay in, I can help you determine which properties fit your needs by using the (MLS) Multiple Listing Service system to locate them.

I have the best possible resources and communication systems available today to help you locate the homes on the market that match your specifications. You can even search my listings here at my website.

I will help you complete your financing and inspections, and close on the transaction. My top priority is to make sure that your home buying experience is pleasant, cost-efficient, and successful.

• Check out the Tips for buyers section >>
• Let me know what you are looking for, use the home finder form >>